IMIBANDELA YOKUSEBENZISA NESAZISO SOMTHETHO

Kugcine ukubuyekezwa: 8 Okthoba 2026

Siyakwamukela ku-VÉRTZ (iphakheji com.vertz.finance). Ngokufinyelela noma ngokusebenzisa i-app yeselula noma izinsiza zewebhu ezihlobene nayo, uvuma ngokusobala le Mibandela Yokusebenzisa. Uma ungavumi, sicela ungazisebenzisi izinsiza zethu.

1. Uhlobo Lwesevisi Nesexwayiso Sezezimali

I-VÉRTZ iyinkundla yobuchwepheshe esebenza njengethuluzi lokusesha, isevisi yokuqhathanisa nekhathalogi enikeza ulwazi ngemikhiqizo yezimali, kuhlanganise namakhadi esikweletu, izimalimboleko, utshalomali, ama-akhawunti omhlaba wonke nezinhlelo zemivuzo.

Isexwayiso Sezezimali:

I-VÉRTZ AYISONA isikhungo sezimali, futhi ayilona ibhange, umbolekisi noma umlingani webhange ogunyaziwe ukunikeza isikweletu, eBrazil noma kunoma yiliphi elinye izwe.
ASINIKEZI izimalimboleko noma ukuxhaswa ngezimali. Izixhumanisi zekhathalogi zikuyisa eziteshini zangaphandle zezikhungo, lapho ungafaka khona isicelo semikhiqizo. Asikhokhisi ukuze kukhishwe isikweletu.
I-VÉRTZ inikeza ukufinyelela kwamahhala okunezikhangiso kanye ne-subscription ongazikhethela, i-VÉRTZ CTRL. Amanani, izikhathi zokukhokhiswa nezici kuboniswa esikrinini se-subscription naku-Google Play ngaphambi kokuthenga. Ayikho inkokhelo eya ku-VÉRTZ eqinisekisa ukwamukelwa kwekhadi, imalimboleko noma ukunyuswa komkhawulo wesikweletu. Ukukhokhiswa, ukuvuselelwa, ukukhanselwa nokubuyiselwa kwemali ye-subscription kuphathwa yi-Google Play ngokwemithetho yesitolo ezweni lakho.
Ukwamukelwa kwezicelo, imikhawulo yesikweletu namazinga enzalo kunqunywa kuphela yisikhungo sezimali esikhiphayo esibhekele ikhadi ngalinye noma umkhiqizo ngamunye, njengamabhange, amanethiwekhi amakhadi nabathengisi bezitoko (brokers).

I-Google Play iphatha ukuthengwa nokuvuselelwa kwama-subscription. Ungabuyekeza futhi ukhansele ukuvuselelwa ngaphansi kokuthi Ama-subscription ku-akhawunti yakho ye-Google Play. Ukususa i-akhawunti yakho ye-VÉRTZ noma ukukhipha i-app akuyikhanseli ngokuzenzakalela i-subscription yakho.

2. Ukunemba Kolwazi

Ithimba lethu nama-algorithm ethu basebenza njalo ukugcina imali yonyaka, amazinga okuzuza amaphuzu namamayela, amaphesenti e-cashback nezinzuzo kusesikhathini kusetshenziswa ulwazi lomphakathi lwabakhiphi. Nokho, amabhange angashintsha imibandela yemakethe, ukuxolelwa kwezinkokhiso nezindleko ngaphandle kokubonisana. Njalo funda ngokucophelela isivumelwano esisewebhusayithini yomkhiphi ngaphambi kokuthola umkhiqizo.

3. Impahla Yengqondo Nezimpawu Zokuhweba

Uphawu lwe-VÉRTZ, isakhiwo se-app, ikhodi yomthombo, izici ezibonakalayo ne-algorithm ye-Radar kuyimpahla kaGabriel Magalhães kuphela. Amalogo, amagama nezimpawu zokuhweba zamakhadi nezikhungo ezishiwo ku-app kungokwabanikazi bamalungelo abo futhi kusetshenziswa kuphela ukuchaza nokuhlonza imikhiqizo ngezinhloso zokunikeza ulwazi (ukusetshenziswa kokubhekisela).

4. Ukusebenzisa Okuvunyelwe Nokuziphatha Okwenqatshelwe

Uyavuma ukusebenzisa isevisi kuphela ngezinhloso ezisemthethweni nezakho siqu. Lokhu okulandelayo kwenqatshelwe ngokuqinile:

Ukuhlehlisa ubunjiniyela (reverse engineering), ukuhlakaza ikhodi (decompiling) noma ukukhipha idatha ngokuzenzakalelayo (scraping) ku-app.
Ukuzama ukudlula izinhlelo zokuqinisekisa ubunikazi noma ingqalasizinda ye-Firebase/Google Cloud.
Ukunikeza ngamabomu ulwazi olungelona iqiniso ngenkathi usebenzisa isevisi.

5. Izinguquko Kule Mibandela

Singayibuyekeza le Mibandela Yokusebenzisa ngezikhathi ezithile. Izinguquko ziqala ukusebenza ngokushesha uma zishicilelwa kuleli khasi. Ukuqhubeka nokusebenzisa i-app ngemva kwezinguquko kusho ukuvuma okungashiwongo kwemibandela ebuyekeziwe.

6. Umthetho Osebenzayo Negunya Lezinkantolo

Le Mibandela ilawulwa yimithetho yeRiphabhulikhi Yombuso waseBrazil, ikakhulukazi uMthetho Wokuvikelwa Kwabathengi (uMthetho No. 8.078/1990) kanye noHlaka Lwezomphakathi Lwe-inthanethi waseBrazil (uMthetho No. 12.965/2014), ngaphandle kokuthikameza amalungelo abathengi umthetho wezwe ohlala kulo ongavumeli ukuthi kuyekwe. Izinkantolo zaseSão Paulo, SP, eBrazil, ziqokwe ukuxazulula izingxabano ezivela kule Mibandela, ngaphandle kokuthikameza ilungelo lakho lokuya kumagunya okuvikela abathengi nezinkantolo zezwe ohlala kulo, lapho umthetho wakhona ukuqinisekisa lokho.